The following Terms and Conditions apply from 2nd August 2024. We know you hate it, we do too, but here's the small print. We ask you to accept these Terms and Conditions when you order your SIM Card and your activation of the Service means that you accept them and any updates we may make from time to time. Offer and Product-specific terms may also apply. We'll keep these Terms and Conditions up-to-date at simcredible.co.uk at the link at the bottom of every page. If we make a change, we’ll let you know either by updating the website or getting in touch directly. See ‘Changes to these Terms and Conditions’ for more info. Here’s a summary of some important terms: •If you have a plan or pay monthly Plan, your inclusive allowance covers standard mainland UK calls, texts and data and is subject to our Fair Usage Policy. This is so we can make sure everyone can use our network fairly. •You can also use your allowance when roaming within the EU and selected destinations for periodic travel, subject to our Fair Usage Policy which explains how much of your allowance can be used in the EU. Special numbers and services (such as roaming charges, international calls, premium rate numbers, non-standard 07 numbers which are used for various automated/scripted or dial-through services and some 08 numbers) are not included. Check simcredible.co.uk for more details about Charges and our latest rates for out of Plan Charges so you know how much your usage will cost you. •We may change the price and/or allowances included in any of our plans from time to time, as set out in these Terms and Conditions. We’ll let you know in advance if you’re on a Monthly Rolling Plan or on a pay monthly contract. •Our Service isn’t available everywhere in the UK. You can check predicted network coverage in your area by using our Network Service Checker. The Services are not fault-free and the speed and quality of your connection, for example, can be affected by things like the thickness of the walls of the building you’re in, technical issues and the number of members near you trying to access the Services at the same time. We’ll carry out maintenance on the Network from time to time. We use reasonable skill and care in providing you with the Services and will attempt to re-perform disrupted Services when possible. •Content on your device can sometimes contain minor defects or bugs, so it’s a good idea to always keep your Content up-to-date. •If we believe you’re using the Service fraudulently, illegally, in a way that harms our Network or the experience of others (for example by breaching our Fair Usage Policy), or for business use (amongst other things) we will cancel your Service. •To access our 5G services in the UK, you will need to enable 5G services in your Simcredible account settings, have a 5G-enabled device and you may need to enable 5G within the settings on your device and carry out a software update if it does not have the software required to access 5G services. 1. Explanation of Certain Words 1.1. In these Terms and conditions: "Account" means the Simcredible account which records details of the amount of airtime balance you have, from time to time; "Affiliates" means members or companies who have officially joined or become attached to Simcredible "AIT" means Artificially Inflated Traffic, which occurs where the flow of calls, texts or data, which could be in connection with a revenue share service, is disproportionate to the flow of calls, texts or data that would be expected from good faith commercial practice and usage of the Network; "Auto Top up" means a recurring payment method that enables you to automatically top up the credit on your Account by an amount that you have previously selected; "Blog" means the community blog webpage on simcredible.co.uk; "Charges" means all the prices associated with the Service as described on simcredible.co.uk; "Community Guidelines" means the guidelines regulating your involvement in the Simcredible community as published here; "Content" means textual, visual or other information, software, photos, video, graphics, music, sound and other material appearing on or available through the Service including all information supplied by content providers from time to time; “EU and selected destinations” means Austria, Belgium, Bulgaria, Croatia, Cyprus, Czech Republic, Denmark, Estonia, Finland, France, French Guiana, Germany, Gibraltar, Greece, Guadeloupe, Hungary, Iceland, Ireland, Italy, Latvia, Liechtenstein, Lithuania, Luxembourg, Malta, Martinique, Netherlands, Norway, Poland, Portugal, Reunion Islands, Romania, San Marino, Slovakia, Slovenia, Spain, Sweden, Vatican City; "Forum" means the community forum webpage on simcredible.co.uk; "plan" means a PAYG type of Plan including minutes, texts and data; "GSM Gateway" means a device (not designed or adapted to be capable of being used whilst in motion) designed or adapted to be connected by wireless telegraphy to the Network or the cellular telecommunications system of another Network operator and used solely for the purpose of sending or receiving messages conveyed by means of the Network or the cellular telecommunications system of another Network operator; "Intellectual Property Rights" means: (i) any (and any rights subsisting in any) patents, designs, trademarks and trade names (whether registered or unregistered), copyright and related rights, moral rights, database rights, know-how and confidential information; (ii) all other intellectual property rights and similar or equivalent rights anywhere in the world which currently exist or are recognised in the future; and (iii) applications, extensions and renewals in relation to any such rights; "Member" means an individual engaged in the Simcredible community and/or a user of the Service; "Member Services" means the agents who support Members in their use of the Service, whose contact details are found on simcredible.co.uk; "Monthly Rolling Plan" means a Plan that has been requested by a Member to auto-renew each time the Member’s existing Plan expires; "Network" means the cellular telecommunication system run by Telefónica UK Limited; "PAC" means Porting Authorisation Code; "Participation" means such involvement in Simcredible’s Member community as Simcredible may, from time to time, deem eligible for award of Payback Points, as described in more detail in the Community Guidelines; "Payback Date" means the date on which Members receive Payback Points, such date to be specified by Simcredible from time to time; "Payback Points" means the points you are awarded by us for your Participation; "Personal Use" means for your own use or the use of your immediate family members; "Phone" means a device that is able to make and receive GSM voice and text calls; "Plan" means a certain Service allowance for use in conjunction with a SIM Card and a mobile phone device as may change from time to time and as described on simcredible.co.uk; "Queued Plan" means a Plan that has been paid for in advance by a Member, on a one-off basis, to automatically apply on expiry of the Member’s current Plan; "Rights" means copyright, trademark and other relevant proprietary and Intellectual Property Rights relating to Content; "Service(s)" means any or all of the following services: airtime service enabling you to make or receive calls and to send and receive data (via, for example, WAP, GPRS, 3G, 4G or 5G) by means of the Network, the ability to send and receive email via the Internet, the ability to access information from the Internet, the ability to access and use the Simcredible blog or forum, and any additional services we agree to provide to you; "SIM Activation" means the process of creating an Account, making your first top-up or Plan purchase and activating a SIM Card either online or via the Simcredible app; "SIM Card" means the Subscriber Identification Module (SIM) card made available to you by Simcredible and linked to a unique telephone number programmed to allow a mobile device to access the Service. This could be: 1.a physical card which you put into your device (if supported) (“physical SIM Card”); or 2.an electronic version / emulation of the SIM which gets downloaded onto your device (if supported) (“eSIM”); “SIM Swap” means moving your telephone number from an old SIM Card to a new SIM Card; "Spread Simcredible" means a type of Participation whereby a New Member orders a SIM Card (excluding eSIM) via another Member, who then qualifies for Payback Points on SIM Activation in respect of that SIM Card; "STAC" means a Service Termination Authorisation Code; "Tablet" means a device that is not able to make and receive GSM voice and text calls; "Terms and Conditions" means these terms and conditions; "We", "us", “Simcredible” and "our" means Simcredible Limited, 500 Brook Drive, Reading, RG2 6UU 500 Brook Drive, Reading, RG2 6UU; and "You" means the Member to whom the Terms and Conditions apply, and it includes a person who we reasonably believe is acting with your authority. 1.2. simcredible.co.uk contains explanations, definitions, notes and conditions which form part of these Terms and Conditions. 1.3. The Service and any offers, competitions, prize draws, promotions and/or trials made available by us from time to time may be subject to supplemental terms as advertised in our marketing literature and/or as set out on simcredible.co.uk. Please check simcredible.co.uk regularly as any such terms may be updated from time to time, and your participation in any such offer, promotion and/or trial will mean you have accepted such terms. 2. Provision of Service 2.1 We will provide the Service to you, and you will be entitled to the quality of Service generally provided by a competent mobile telecommunications service provider exercising reasonable skill and care. However, the Service is not fault free and we will not be liable to you if it is impaired by geographic, atmospheric, Network traffic or other conditions or circumstances beyond our control, including but not limited to the following: a) The Service is subject to Network coverage and is not available in all parts of the United Kingdom, the EU and selected destinations or in all other countries. See Clauses 2.14 to 2.20 for more information about our 5G network coverage and services; and b) The Network may from time to time require upgrading, modification, maintenance or other work which may result in partial or complete non-availability of the Service. 2.2. We may exercise our discretion, using reasonable skill and care, to refuse to provide any part of the Service to you. This may involve barring certain numbers from the Service on a temporary or permanent basis, in circumstances where it is necessary for us to do so. 2.3. We will use reasonable endeavours to maintain Content but it may be incomplete, out of date or inaccurate and is provided on an "as is" basis. You accept that we will not be liable for any action you take in reliance on Content as a condition of us allowing you access to such Content. 2.4. Simcredible (or our agents where relevant) reserve the right to: a) Restrict access to certain elements of the Service due to age restrictions; and b) Vary Content and/or the technical specification of Service from time to time. 2.5. Occasionally we may need to: a) Alter the number of your mobile phone, or any other name, code or number associated with the Service for reasons beyond our control such as where requested to do so by a governmental authority or regulatory body or where we reasonably believe that the alteration will enhance your use of the Service. If this is the case we will give you reasonable notice; and/or b) Temporarily suspend the Service (or any part of it) for operational reasons or in an emergency or for your security. 2.6. We will provide you with a SIM Card which shall remain, at all times, our property. 2.7. Maximum call duration is 9 hours. 2.8. Some elements of the Service (including, but not limited to 4G service set-up) may require activation following purchase, which may take up to 24 hours. 2.9. You may only use our services in the EU and selected destinations for periodic travel, like holidays or short breaks. If you’re not genuinely using our services for periodic travel we may have to charge you for, or suspend you from, using our services in the EU and selected destinations. 2.10. The countries covered in the EU and selected destinations may change from time to time and do not include Monaco, Jersey, Guernsey, Isle of Man and Switzerland. Please see our roaming page for details of what countries are included in the EU and selected destinations. 2.11. We may cap your data allowance in the EU and selected destinations. Any use in excess of these caps will be charged at 10p/MB. For data level of cap and rates to be charged see our roaming page. 2.12. Making calls or sending texts to premium rate numbers, directory service numbers and some non-geographic numbers (which can vary over time) aren’t included in allowances with any Plans. 2.13. All use of our services will be subject to our Fair Usage Policy. We may suspend or terminate your access to our services in the event that you breach our Fair Usage Policy. 5G services 2.14 When available, you will be able to access our 5G services in the UK subject to network coverage. Roaming is currently not available with our 5G services. You will need to enable 5G services in your Simcredible account settings, have a 5G-enabled device and you may need to enable 5G within the settings on your device and carry out a software update if it does not have the software required to access 5G services. You're responsible for ensuring you have enabled 5G services in your Simcredible account settings, enabled 5G on your device and installed a 5G software update on your device (if required). You must follow any instructions we send you about accessing our 5G network. Visit 5G on Simcredible. 5G services may be offered on selected Plans, subject to eligibility criteria. 2.15 5G services may be affected by the number of people using the 5G service, maintenance and upgrades, faults from other networks, the weather or other environmental factors. 2.16 You should check our coverage checker before enabling our 5G services in your account settings. This is an indication and prediction of outdoor coverage, but Coverage may vary depending on time and location. Data reception and speeds may not be as good indoors or in a car. Radio-based mobile technologies can also be affected by local factors including buildings, trees and even weather conditions. The coverage checker is a guide and does not guarantee signal coverage. 2.17 Once you have access to our 5G services, you will be able to access mobile internet data over our 5G network whenever you are in a 5G coverage area. When in our other mobile data network areas (for example 3G or 4G areas) you will still be able to access non-5G data over these networks as usual. 2.18 When 5G services are available, you can enable 5G on your account by visiting your account settings and selecting to enable 5G. 2.19 Your data allowance (where applicable) will be used for all our different types of mobile data (for example 3G or 4G areas) and will not differentiate between the types of mobile data you are using. 2.20 Prior to 13/10/2021, Simcredible members have been able to access 5G by ordering a 5G enabled SIM Card. These SIM Cards will still work with 5G and don’t require you to enable 5G in your account settings. 3. Your use of the Service 3.1. You may only use Content in a way that does not infringe the Rights of others and you must comply with all other instructions issued by us regarding use of Content. You shall not store, modify, transmit, distribute, broadcast, or publish any part of Content other than in compliance with such instruction. The re-selling, copying or incorporation into any other work of part or all of the Content in any form is prohibited save that you may print or download extracts of Content for your personal use only. 3.2. You are solely responsible for evaluating the accuracy and completeness of any Content and the value and integrity of goods and services offered by third parties over the Service. We will not be a party to or in any way responsible for any transaction concerning third party goods and services, except in the case of negligence on our part. 3.3. You must provide us with your current email address and you must maintain this address and advise us promptly of any changes to it. It is your responsibility to verify that your email mailbox is in proper working order and you must assume the risk of all consequences for errors in sending and receiving email, unless caused by our negligence. 3.4. To use some of our Services, for example mobile internet, data, picture messages and text messages, you will need to ensure your mobile device is compatible and enabled. 3.5. Your use of the Services must be for your private, Personal Use and non-commercial purposes. You may only use a device with an IMEI number associated with it on the Network, you must not change or attempt to change the IMEI number, and you will not use or permit anyone else to use your SIM Card: a) For any form of automated usage of mobile services; b) In such a way that adversely impacts the service to other Simcredible Members; c) Fraudulently, illegally or in breach of any law or statutory duty; d) To make a call or send a message, to take a picture or video or send, upload, download, use or re-use any material which is offensive, abusive, indecent, defamatory, obscene or menacing, a nuisance (including to our staff) or a hoax, in breach of any Rights or privacy or otherwise unlawful; e) To cause annoyance, inconvenience or needless anxiety as set out in the Communications Act 2003; f) Other than in accordance with acceptable use policies of any connected Networks and any relevant Internet standards; g) To generate AIT; h) via a GSM Gateway or SIM box so that the Service is provided via the GSM Gateway to third parties; or i) To persistently send unsolicited communications, and you shall, at all times: j) Ensure the information you have provided to us in Participation or otherwise is accurate and up-to-date; and k) Comply with these Terms and Conditions, our Privacy Policy, Fair Usage Policy, community guidelines and any other supplemental terms and conditions which may be set out in marketing material or on simcredible.co.uk from time to time; l) Ensure any Participation you undertake is done in a manner compliant with all law and regulation, does not generate any serious complaint about you (whether or not it is ultimately proven) and in such a way as to not bring Simcredible into any disrepute; m) Not do anything or permit anyone else to do anything which we reasonably think adversely impacts the Service to other Simcredible Members or may adversely affect the Network; and n) Not be abusive, make threats, repeatedly cause a nuisance or annoyance or otherwise act illegally towards the Simcredible community, our employees, agents or property. If Simcredible reasonably suspects you are not acting in accordance with the conditions of this clause, and in particular if you are not using the Service for your own Personal Use, Simcredible reserves its right to impose standard Charges and/or Network protection controls (which may reduce your speed of transmission); remove a Plan and/or Payback Points from your account or block access to the Internet at any time; prevent you from purchasing further Plans; remove any free minutes allocated to you; stop your entitlement to Payback Points; and/or bar or suspend your SIM Card from the Service. 3.6. If your SIM Card is lost, stolen, damaged or destroyed or used without your authority, you will contact Simcredible immediately and cooperate with us in our reasonable security and other checks. We reserve the right to bar or suspend your SIM Card where we reasonably suspect it has been lost or stolen. You agree that you will only request a SIM Swap if your SIM Card is lost, stolen, damaged or is no longer compatible with your device. SIM Swaps should only be requested in relation to accounts that are for your own Personal Use. 3.7. You must tell us immediately by emailing datacontroller@Simcredible.co.uk, if anyone makes or threatens to make any claim or issue legal proceedings against you relating to your use of the Service or the Content and you will, at our request, immediately stop the act or acts complained of. If we ask you to, you must confirm the details of the claim(s) in writing. 3.8. If you do not want your number displayed on receiving mobile phones, Key 141 before the number you wish to call. Otherwise you agree that we may allow the display of your telephone number on receiving handsets. Your number will be disclosed in relation to calls you make to emergency services. 4. The Charges 4.1. In return for your payment of the Charges we will provide you with the applicable Service. 4.2. You can purchase access to the Service in various ways, including via: a) Purchase of one-off airtime credit; b) Setting your Account to Auto Top-up; c) Buying a one-off Plan; d) Setting your Account to apply a Queued Plan; e) Setting your Account to apply Monthly Rolling Plans; and/or f) Setting up a pay monthly contract. 4.3. You can pay the Charges using a Simcredible-approved top-up voucher, PayPal or debit or credit card that Simcredible accepts. By using PayPal or debit or credit card you confirm it is yours or you have permission from the account holder or cardholder to use it. New members that carry out SIM Activation in respect of an eSIM may not use a voucher to purchase their initial Plan unless SIM Activation is following a SIM Swap. 4.4. You can make free UK calls, texts, call forwarding and video calls to other Members subject to you topping-up or purchasing a Plan using a credit/debit card or voucher once every 3 months (i.e. a Plan purchase made using airtime credit does not qualify). Such calls are at no extra cost for the first 60 minutes per call, after which the call will be charged using Charges applicable to standard non-Simcredible UK mobile pricing. Please note that if topping up or purchasing a Plan (using a credit/debit card or voucher once every 3 months) takes place whilst a call is in progress, free UK calls, texts, call forwarding and video calls to other Members will only start from the next call you make. 4.5. We may increase or decrease the Charges at any time (including the introduction of prices for aspects of the Service previously provided at no extra cost). Where we increase the Charges significantly for the elements of the Service you are using we will notify you before the changes become effective by email and/or text. 4.6. If you pay for a Service by way of Auto Top up, Queued Plan, Monthly Rolling Plan or pay monthly contract you must ensure your PayPal, debit or credit card details on your Account are kept up to date at least 24 hours in advance of application of any attempted top-up or new Plan. You can cancel any of these options (and obtain a refund in respect of a pre-paid queued Plan) by requesting cancellation at least 24 hours prior to its application, on your account at simcredible.co.uk. 4.7. It is your responsibility to ensure your PayPal, debit or credit card account has sufficient funds to pay for the Charges. We shall not be responsible for any additional charges which may be imposed on you by your bank or card issuer. 4.8. We reserve the right to block or bar your SIM Card if we have reasonable cause to suspect fraudulent use of a PayPal account, credit or debit card. 4.9. We shall have no liability to you in respect of any loss incurred as a result of delayed or incorrect airtime credit top-up, Auto Top-up or Plan payment. 4.10. If you purchase a Plan while actively using your airtime credit top-up for Services, please restart your device to ensure your Plan is used to provide Services to you instead of your airtime credit top-up. 4.11. Refunds can only be processed to a saved, valid debit or credit card. PayPal refunds are available in relation to cancelled orders but can only be processed to the account used for payment and not a different PayPal address. We shall not be liable for any delay to the processing of refunds if you fail to register a valid debit or credit card to your account. We reserve the right to request proof of identification prior to processing a refund if we deem this to be necessary. When switching to another network services provider, you will only be eligible for a refund of any purchased credit or any unused Plans. Credit purchased using Payback Points earned via Participation (as set out in clause 7.1a) below) is refundable when switching to another provider. We are not obliged to refund credit that we have applied to your account through your participation in our Spread Simcredible and Super recruiter Programmes. 4.12. Roaming pricing applies when your SIM Card is used outside of the UK. 4.13. If your SIM Card is lost or stolen: a) It shall be your responsibility to contact us as soon as possible, and to cancel any auto-renew, Auto Top-up, Queued Plan or Monthly Rolling Plan associated with your Account; and b) We shall have no obligation to refund you in respect of any airtime credit or active Plan on your Account. 4.14. You may be charged to receive certain premium rate text messaging services and multimedia messaging services. We will not notify you of charges for premium rate services operated by third parties. 4.15. Unless otherwise stated, a one minute minimum call Charge will apply to all chargeable calls. All calls are charged in one second increments after the first minute. 4.16. Charges include VAT unless otherwise stated. 5. Airtime credit and Auto Top-up 5.1. If you select an Auto Top-up option, payment for the pre-selected top-up credit amount will be taken each time your Account credit balance falls beneath £3.00 and we will then notify you the Auto Top-up has been applied by text and email. 5.2. Where you are using airtime credit, each time you use the Service, your airtime credit will be reduced according to the duration and type of call/message or the amount of data used by reference to the Charges. 5.3. Once credit is applied to your Account, we have no obligation to refund it to you in the absence of any legal or regulatory entitlement. 5.4. We shall be entitled to suspend or terminate your Auto Top-up selection at any time, for any reason, and will give you reasonable notice of this where possible. 5.5. The maximum amount of available top-up credit possible per SIM Card is £350 6. Plans 6.1. We recommend that you activate all of the Plans which you purchase without delay in order to minimise the likelihood of their terms and/or allowance changing between purchase and activation. 6.2. A Plan lasts for a month, (and, subject to paragraph 6.3 below) starts from the moment you successfully make your purchase (i.e. the day of purchase counts as one full day, regardless of the time of purchase, and is included in the monthly period) and the Plan is allocated to your Account. If you have any remaining Service allowance at the end of this monthly period it will expire and will not be rolled-over into the next month. 6.3. If you purchase a Plan or opt to start a subsequent Plan whilst your voice call is still in progress, the subsequent Plan will not start immediately, in relation to voice services. It may take a couple of minutes for your subsequent Plan to be applied to your Account. You should therefore end any voice call before your Plan purchase to avoid your airtime credit being used to provide voice services to you instead of the newly purchased Plan, i.e. voice services will only be provided from the subsequent Plan from the beginning of the next call that is made after the Plan is applied to your Account. Data services and SMS are unaffected. 6.4 The day you first purchase a Plan is your “Plan initial purchase date” and it will expire at 23.59 the day before the corresponding day next month. If your Plan initial purchase date is on a day not contained in the next month, your Plan will expire on the closest possible day in that month and (if you have a monthly rolling or queued Plan) will start the next day. For example, if you purchase a Plan on 31 January, it will run until 23.59 on 28 February and (if you have a monthly rolling or queued Plan) will start again on 1 March. 6.5. Where you have an active Plan on your Account, each time you use the Service, your Plan allowance will be reduced according to the duration and type of call/message or the amount of data used. 6.6. Standard out-of-Plan Charges apply where you have used up any of your Plan Service allowances and continue to use the associated Service. From time to time, Simcredible may provide functionality to allow you to purchase a new Plan early on selected Plans or Plans. If you are eligible and elect to take this option, your existing Plan allowance shall be replaced by a new Plan allowance. 6.7. Plan Service allowances for calls and texts are for standard UK mobile numbers or standard UK landlines (starting 01 or 02 or 03) only. Picture or video messages are excluded unless otherwise stated. Call forwarding to standard UK mobile numbers, standard UK landlines (starting 01 or 02 or 03) and your voicemail is included within your Plan Service allowance. Calls and text messages to other numbers (including non-standard 07 numbers which are used for various automated/scripted or dial-through services) may be charged at out-of-Plan rates as set out in the Charges. 6.8. We reserve the right to remove or vary the terms and/or allowance of any Plan (activated or not) from time to time where reasonably necessary (e.g. to improve the service you receive or to manage our costs). Where we vary the terms and/or allowance of a Plan you are using to your material disadvantage, we will notify you of this by text message and/or email 30 days prior to the change. For queries/complaints go to www.simcredible.co.uk/support/ask. 6.9. Please note that you will be unable to cancel or claim any refund in respect of a Plan once it has been activated on your Account once the Cooling-Off Period has expired unless you are switching networks and the Plan is unused. Your legal rights are unaffected. 6.10. From your third Plan purchase onwards, or from your next Plan purchase onwards if you’ve already purchased three or more Plans in the time you’ve been a Member, you’ll receive an extra 1 GB of data free on all Plans worth £10, £12, £15, £20, £35. 6.11. To be eligible to buy a Monthly Rolling Plan you need to set your payment method to auto-renew and save a payment card or turn on the auto-renew from credit function on your account. If you choose to auto-renew from credit, you must ensure that you have sufficient credit to cover the cost of your next plan or save an alternative payment method on your account as a back-up payment method to enable your plan to auto-renew. As part of their SIM Activation, a new member can activate their physical SIM Card and buy a Monthly Rolling Plan using a voucher but vouchers will not be accepted for new members carrying out SIM Activation of an eSIM (other than following a SIM Swap) or existing members. Includes UK calls, texts and data. Fair Usage Policy applies. 6.12. Plan allowance details and associated terms can be found on simcredible.co.uk. Additional terms in respect of Queued Plans 6.13. Payment for each Queued Plan will be taken at the time of purchase, not at the time the Plan is activated on your Account. 6.14. If you buy a Plan when another Plan is active, and if you have used part of your Plan allowance (as Simcredible may determine) you may have the option of making the new Plan a Queued Bundle, to be applied once the existing Plan period expires. Under certain circumstances, you may also start the new Plan early as outlined in Clause 6.6. Additional terms in respect of Monthly Rolling Plans 6.15. Payment for each Monthly Rolling Plan will be taken each time a new Plan is activated on your Account, at which point we will notify you such payment has been taken by text and email. 6.16. New members wishing to use PayPal as their payment method in order to renew (instead of a saved credit or debit card or choosing to auto-renew from credit) may do so from their second Monthly Rolling Plan purchase onwards. 6.17. We shall be entitled to suspend, terminate or change your Monthly Rolling Plan selection at any time, for any reason, and will give you reasonable notice of this where possible. Where we are changing your Monthly Rolling Plan selection to your material disadvantage, we will notify you of this by text and/or email. 6.18. You can cancel Monthly Rolling Plans at any time and you will still have the extra data until your Monthly Rolling Plan expires. However, please note that some plans can only be purchased if you set your Account to Monthly Rolling Plans. 6.19. If you no longer want to use 5G services, you will need to disable 5G within the settings on your device. You will be responsible for this. Additional terms in respect of pay monthly contracts 6.20. An 18 month commitment ("Term") is required in relation to our monthly contracts. The Term will commence once you have activated your first Plan. You will need to activate your first Plan within 3 months of purchasing your pay monthly contract. Once you have activated your first Plan, a 14 day Cooling- Off Period will apply during which time you have the right to terminate the contract without incurring an early termination charge by notifying us in writing. Following the Cooling-Off Period, you will not be able to terminate the contract before the end of the Term without incurring an early termination charge. 6.21. Payment for each Plan is collected in advance. To enable us to collect payment each month, you will need to save a valid payment method on your account. You may replace your payment method with an alternative payment method (and select the auto-renew function). You must have a payment method in place at all times even if you have the auto-renew from credit function turned on. 6.22. Purchase of more than one Plan each month will not affect the length of your overall Term. 6.23. If for any reason we are unable to collect a monthly payment, your contract will be frozen and you will not have access to your default Plan. Any use of the Service will be paid for using any credit on your account. We will allow a contract to remain on hold for a maximum period of 3 months before terminating the contract. In such circumstances you will be charged an early termination charge calculated in accordance with 6.25 below. If your contract is put on hold due to non-payment, you may re-activate it by making payment for a Plan. 6.24. We will not change the contents of pay monthly Plans without notifying you in advance and you are free to switch between pay monthly Plans from month to month without re-setting the Term. Any changes to the Plan you have selected must be made prior to the date on which your Plan auto-renews each month. 6.25 If you wish to terminate your contract before the end of the Term, you may do so by notifying us in writing, but you will be charged an early termination charge consisting of 50% of the value of your monthly Plan multiplied by the number of remaining months of the Term following the month in which cancellation is requested. An early termination charge will also be payable if we terminate the Service due to your material breach of our Terms and Conditions or our Fair Usage Policy. Examples of how early termination charges are calculated Example 1: You have a monthly Plan valued at £25 (incl.VAT) and you decide to terminate your contract in month 5 of your 18 month Term. 50% of your monthly Plan value is £12.50 The number of months remaining of your Term following the current month is 13. Your early termination charge is £12.50 x 13 = £162.50 Example 2: You have a monthly Plan valued at £15 (incl.VAT) and you decide to terminate your contract in month 10 of your 18 month Term. 50% of your monthly Plan value is £7.50 The number of months remaining of your Term following the current month is 8. Your early termination charge is £7.50 x 8 = £60 6.26. At any time, you may request a PAC or STAC code from us and when you use the PAC or STAC code it will immediately end your contract. An early termination charge will be payable if you choose to terminate your contract before the end of your Term unless your statutory rights allow otherwise (see clause 13.3). 6.27 We will contact you towards the end of the Term by email to let you know when your contract will end and to provide other information that we are legally required to provide including details of your current Plan and the Plan that will apply by default at the end of the Term. 6.28 Following the end of the Term of your contract, unless you renew your contract, you will remain on the same Plan and will no longer be able to switch between pay monthly Plans. Early termination charges will no longer apply whilst you are out of contract. 7. Earning Payback Points through Participation 7.1. If you engage in the Simcredible community through Participation, you may be eligible for Payback Points which can be converted into pounds sterling and: a) Used to buy airtime credit for your Account; b) Where value is at least £10, transferred to your PayPal account; or c) Donated to the Simcredible community’s chosen charities. 7.2. We calculate the Payback Points due to you over certain periods as described on simcredible.co.uk and as may change from time to time (the “Payback Period”). Following such calculation we shall let you know how many points you have earned and tell you how long you have to decide which of the options described at Clause 7.1 you wish to choose (“Selection Period”). 7.3. We will begin to process Member choices as specified on simcredible.co.uk and endeavour to complete such processing within 15 days of the end of the Selection Period. 7.4. If you do not notify us how you want to use your Payback Points within the Selection Period, any Payback Points you have accumulated during the last Payback Period shall roll-over into the following Payback Period. Such roll-over only applies once and any Payback Points which have previously rolled over shall be removed from your Account. 7.5 To qualify for Payback Points you must: (a) be aged 16 years or over; (b) have an active SIM Card at the Payback Date; and (c) have successfully made a connecting call, or sent a SMS to any mobile or landline or used mobile internet at least once in the 3 months prior to end of the relevant Payback Period.” 7.6. If you select a PayPal transfer, you are responsible for providing us with valid PayPal account details. If there is a refund generated from the member-side back to Simcredible the full amount will not be rolled over or paid to a different PayPal address. 7.7. We may suspend or discontinue the Payback Points scheme at any time. In this event we will provide notice on simcredible.co.uk. You would stop accruing Payback Points but if you are eligible for a payback before the suspension or discontinuation of the Payback Points scheme, we will honour it. 7.8. If your Account becomes inactive (through suspension, closure or porting of your mobile telephone number) your Payback Points will be removed. Your right to receive Payback Points is subject to your on-going compliance with these Terms and Conditions. 7.9. You are responsible for any tax implications resulting from your Participation. 7.10. Simcredible's decision as to the value of your Payback is final and no correspondence will be entered into. Spread Simcredible 7.11. In order to qualify for Payback Points under Spread Simcredible Participation: a) You must ensure SIM Cards you distribute are ordered via your account through the Simcredible website and only activated by an individual eligible to become a Simcredible Member under these Terms and Conditions, who has not previously been a Member and who intends to be a regular user of the Service, complying with these Terms and Conditions on an ongoing basis (the “New Member”); b) The New Member must: i. register their details as required to open a new Account; and ii. not be barred or disconnected by us from using the Service before the end of the then current Payback Period; and c) unless otherwise agreed in writing, you must only have distributed SIM Cards through: i. your own physical distribution; ii. sending a SIM Card directly to a known address in respect of which you have any necessary authorisation required to send such SIM Card; and/or iii. requests made of you through social media or your own website that you control. 7.12. All new Members will get an additional bonus credit. For more information see, promotions. 7.13. We reserve the right to remove or not award Payback Points where: a) you have Participated in Spread Simcredible other than in compliance with Clause 7.11 above; b) multiple SIM Cards have been activated or used in the same device; c) where the New Member hasn’t used or continued to top-up their Account (as we may consider in our sole discretion); d) you have received Payback Points in relation to SIM Cards that have not been activated by bona fide New Members; e) you have used methods of promotion or distribution, or related strategy, that we (in our sole discretion) consider inappropriate, which shall include, but not be limited to: i. infringing or violating trademark or other rights of Simcredible or any third party; ii. using promotional content other than provided to you by Simcredible which we deem inappropriate (and you shall forward any claims or complaints you may receive in connection with any promotional content to Simcredible immediately, and remove it immediately upon Simcredible's request); iii. using sites that include a Simcredible trademark, or the terms ‘Simcredible’, ‘giff-gaff’ or any variation thereof in the main URL structure (i.e. http://www.Simcredible-sim-cards.co.uk/). You may include Simcredible as part of a subdirectory (i.e. example.com/Simcredible), or a subdomain (i.e. Simcredible.example.com); iv. impersonating Simcredible or promoting Simcredible in any way, including, but not limited to, via graphical images, logos, text or editorial copy, press releases or marks, that (i) could be interpreted to suggest that such content has been authored or otherwise provided by, or represents the views or opinions of, Simcredible; (ii) is misleading, defamatory, libellous, obscene, or otherwise objectionable; (iii) infringes, derogates, dilutes, or impairs the rights of Simcredible or any third party; (iv) refers to Simcredible but is used as part of a name of a product or service of a company other than Simcredible; or (v) is used in any other manner inconsistent with these terms and conditions or with any provision of law. We may at our discretion ask you to modify your promotional material or clearly state that your site is not official and to include links to simcredible.co.uk. v. using sexually explicit materials or hate/ violent/ offensive content; vi. promoting discrimination based on race, sex, religion, nationality, disability, sexual orientation, or age; vii. promoting illegal activities or otherwise, violate any applicable laws (this includes SPAM). If you want to send out any emails that advertise or promote Simcredible, you will need Simcredible's approval. Emails or other communications must comply with all applicable law including laws relating to data protection and privacy and electronic marketing viii. not clearly stating an online privacy policy to visitors to a site; ix. using fraudulent means to prompt clicks; or x. anything else which we might consider inappropriate and/or likely to bring Simcredible into disrepute. 7.14. We will keep our right, title and interest in the Simcredible names, logos, trademarks, service marks and copyrights, including those that we may use or develop in the future. Any goodwill resulting from your use of Simcredible's name, logos, trademarks, service marks and copyright will not create any right, title or interest for you as a distributor of SIM Cards. 7.15. You will maintain the quality of your distribution services at a level satisfactory to Simcredible and notifying Simcredible of any problems with your participation in this distribution promotion. You shall provide us, on request, with any information we may reasonably require from time to time in connection with your distribution activity. 7.16. You confirm that: a) your promotion of Simcredible does not (i) infringe on Simcredible's or any third party's copyright, patent, trademark, trade secret or other proprietary rights or rights of publicity or privacy; (ii) violate any applicable laws or regulations; (iii) contain defamatory or libellous material; (iv) contain lewd, pornographic or obscene material; (vii) contain viruses, Trojan horses, or other similar harmful programmes; b) if you are promoting Simcredible using a website, you have and comply with a Privacy Policy that is prominently displayed on your website; and c) you agree to indemnify, defend and hold harmless Simcredible and its affiliates, directors, officers, employees and agents, from and against any and all liability, claims, losses, damages, injuries or expenses (including reasonable legal fees) brought by a third party, arising out of a breach, or alleged breach, of any of your representations or obligations. 7.17. Simcredible may terminate the Spread Simcredible scheme at any time, for any reason and if it notifies you of this you must immediately stop any distribution activity and stop using Simcredible's name, logos, trademarks, service marks or creative work. 7.18 Simcredible reserves the right to bar you from receiving any future Payback Points if you are found to have been Participating in Spread Simcredible otherwise than in compliance with 7.11 above. Super Recruiters 7.19. The Super Recruiter Programme (the “Programme") is open to a worldwide audience aged 16 years or over (“Participants”). 7.20. To qualify for the Programme a Participant must recruit 15 or more new Members in their lifetime. 7.21. Participants will start at level 1 (‘Apprentice’) when enrolled onto the Programme. Depending on the number of new Members they recruit ("Recruit(s)") each month they can change between the levels. Levels are calculated monthly based on an average over 3 months. Level 1 (‘Apprentice') is for Participants who recruit up to 14 Recruits in 3 months, Level 2 (‘Expert’) is for Participants who recruit between 15 and 119 Members in 3 months, and Level 3 (‘Master’) is for Participants who recruit 120 or more Members in 3 months. Each level offers different rewards and incentives. Participants can order up to 30 physical SIM Cards per month, but Simcredible may agree to increase that limit, depending on the likely number needed (the allowance is usually only increased for Masters). Simcredible reserves the right to change a Participant’s level and SIM Card allowance for any reason at any time on reasonable notice. Simcredible also reserves the right to change rewards and incentives available within each level at any time. 7.22. Participants will receive monthly ‘Top-up rewards’ in cash via PayPal if their Recruit tops up, either as credit or a plan purchase (but not a queued plan purchased previously). The Participant will receive a maximum of two monthly rewards per Recruit if the Recruit tops up with a minimum value of £10 on their 2nd and 3rd top up within 120 days of activating their SIM Card. Top-ups on the same day as activation will be ineligible for super recruiter rewards under the Programme. The following will be ineligible for rewards under the Programme: •a) Top-ups on the same day as SIM Activation; or •b) top-ups made in respect of an eSIM. 7.23. Any and all undisputed and accrued ‘Top up rewards’ will be paid to Participants as close as possible to day 15 of the month, following the month in which the reward was earned. This means that where, for example, Top up rewards are earned right at the end of the month, Participants would receive payment approximately 15 days later. Where Top up rewards are earned right at the beginning of the month, Participants would receive payment approximately 45 days later. Payments will be paid by PayPal into the account nominated by the Participant for this purpose. 7.24. Participants are responsible for: a) providing Simcredible with correct and up-to-date contact and PayPal account details. If a Participant fails to do so he/she may not receive payment under the Programme. Simcredible accepts no responsibility for such occurrences; b) keeping the details provided in their Account complete and accurate at all times. Simcredible reserves the right to request proof of any Participant’s identity at any time for the purpose of verifying that they are who they say they are and are not involved in fraudulent activity. At the point at which identification data is requested we will confirm to you how long such information will be retained and for what purpose. Click here to view our privacy policy, which provides a full explanation of how Participant and Member information is used by Simcredible. If the Participant fails to respond to this request within the reasonable time period specified, Simcredible may close that Participant’s Account with immediate effect, at which point the Participant will no longer have any rights under these Terms and Conditions, except those rights which cannot be excluded or limited at law (see Clause 12.1); c) ensuring that (i) under no circumstances are Recruits signed up by the Participant directly and without their consent and that (ii) if for any reason, data belonging to Recruits is provided by Participants, this is done only with the relevant Recruit’s prior consent. If it transpires that a Participant is in breach of (i) or (ii) above, Simcredible may close that Participant’s Account with immediate effect, at which point the Participant will no longer have any rights under these Terms and Conditions, except those rights which cannot be excluded or limited at law (see Clause 12.1). d) keeping Account log-in details secure. Simcredible will not be responsible for loss, damage or any other issues arising out of unauthorised access to any Participant’s Account; e) keeping a record of payments made to them. Simcredible is not liable for any loss of payment; f) complying with any additional terms and conditions imposed on them by their nominated PayPal account; and) g) any tax liability in their country of residence incurred as a result of taking part in the Programme. 7.25. Note that a Participant shall forfeit their entitlement to any rewards accrued but not yet paid under the Programme if he/she fails to provide correct PayPal details within ninety days of any reward being earned. 7.26. The standard monthly SIM Card allowance for a Participant, unless otherwise agreed, will be 30 physical SIM Cards. The SIM Cards can be ordered from simcredible.co.uk Participants should allow approximately 14 days for delivery. SIM Activations must be carried out in the UK and details about how to activate a physical SIM Card can be found here. 7.27. Only SIM Cards ordered from a Participant’s Account through the Simcredible website are capable of qualifying Participants for rewards. 7.28. Participants may use certain promotional content that Simcredible provides to them only for the purpose of finding Recruits (for example, through a Participant-created or third party website ("Participant Websites")). However, Participants must strictly adhere to any and all instructions in respect of the use of such content, including (without limitation) brand guidelines and the Simcredible brand pack available here, which may be issued by Simcredible from time to time and Simcredible may suspend a Participant's use of such promotional content if a Participant does not do so. Participants must forward any claims or complaints they may receive in connection with the promotional content to Simcredible immediately. Participants must also remove such content immediately upon Simcredible’s request and promptly provide evidence of the same. 7.29. Participants may not present or use any content within Participant Websites, including, without limitation, graphical images, logos, text copy, editorial copy, press releases or marks, that: a) could be interpreted to suggest that such content has been authored or otherwise provided by, or represents the views or opinions of, Simcredible; b) is misleading, defamatory, libellous, obscene, or otherwise objectionable; c)infringes, derogates, dilutes, or impairs the rights of Simcredible or any third party; d) refers to Simcredible but is used as part of a name of a product or service of a company other than Simcredible; or e) is used in any other manner inconsistent with these Terms and Conditions or with any provision of law. 7.30. Subject to Clause 7.29, Simcredible hereby grants Participants using or running Participant Websites a non-exclusive, royalty-free, revocable, non-transferable, non-sub-licensable licence to use the Simcredible logo and material ("Intellectual Property") (in each case provided or made available to Participants by Simcredible) solely for the purpose of finding Recruits, provided that Simcredible will keep its right, title and interest in its Intellectual Property, including those that it may use or develop in the future. Participants hereby assign any rights in and to any goodwill resulting from Participants' use of Simcredible’s Intellectual Property to Simcredible and agree that this will not create any right, title or interest for Simcredible. 7.31. Participants shall not: a) use Simcredible's Intellectual Property in any form other than as provided by Simcredible; b) vary, amend, alter or change in any way (other than sizing) any of Simcredible's Intellectual Property; c) use Simcredible's Intellectual Property other than in accordance with these Terms and Conditions and any other written instructions or directions as may be given by Simcredible from time to time; or d) use Simcredible's Intellectual Property for any purpose other than for finding Recruits. 7.32. The right of Participants to receive payment is subject to their on-going compliance with these Terms and Conditions. Simcredible may, at its sole discretion, suspend or remove a Participant from the Programme at any time and without notice, and withhold or seek reimbursement of, or payment from any Participant in any circumstances which Simcredible reasonably considers to be serious, including but not limited to the following: a) If the Participant has breached these or any other applicable terms and conditions, including but not limited to those relating to Simcredible's Intellectual Property Rights and Participant Websites; b) If Simcredible suspects or has reasonable grounds to believe that the Participant has provided incorrect or misleading information to any Member or to Simcredible; c) If any Member tops up SIM Cards provided by the Participant using a stolen, invalid or expired credit or debit card or Simcredible is required to refund a credit or debit card provider in respect of any SIM Card top ups; d) If Simcredible suspects the Participant or Member is otherwise misusing or interfering in any way with the Programme or the Simcredible Network; e) If Simcredible receives a complaint about a Participant; f) If the Participant has otherwise engaged in conduct which may breach any law or regulation or harm Simcredible’s reputation; or g) If the SIM Cards are not used more than a minimum of five times per top-up to send texts, make calls and use data. 7.33. Any individual’s personal information obtained under this Programme will be used in accordance with Simcredible’s Privacy Policy, which is available at simcredible.co.uk. 7.34. Simcredible accepts no responsibility for any incorrectly completed, lost or delayed registration applications, notices, acceptances or other documents related to the Programme. 7.35. Simcredible may amend, suspend, withdraw or terminate the Programme at any time and for any reason on at least 30 days’ notice, which will be provided by email to Participants and/or on Simcredible’s website and/or on account. Any rewards genuinely accrued before the date on which the Programme is amended, suspended, withdrawn or terminated as appropriate will be paid as provided by these terms. 7.36. All decisions by Simcredible on matters relating to the Programme are final and no correspondence will be entered into. 8. Our Website 8.1. Opinions expressed on simcredible.co.uk are those of the respective contributing users only. Such views do not represent those of Simcredible, its management or employees. Simcredible is not responsible for and disclaims all liability for Content and comments contributed by users. 8.2. You must not use the Blog or Forum to display any material which is: a) racist, sexist, homophobic, pornographic, obscene, profane, vulgar; b) defamatory of any person, entity or organisation; c) abusive, threatening or otherwise likely to be harmful to those persons likely to use the Simcredible site; d) in contravention of any relevant local, national or international law or which incites or encourages the contravention of any such law; e) otherwise offensive in the opinion of Simcredible; f) infringing of the Rights (including the Intellectual Property Rights) of any legal or natural person; or g) related to the conduct of a business other than Simcredible. 8.3. You understand that by posting to a Blog or Forum, your post/comment and/or private message can be traced to your specific user account containing your email address, user name, date and time of sign up and IP address at date and time of posting. We use automated means to collect information about the members’ activity in the Forum to ensure compliance with these Terms and Conditions and/or as otherwise required by law. Where a member uses the ‘Flag’ option to report a private message or a public post or where we have other reasonable grounds to do so, we review the reported correspondence, which may include photos, videos, graphics and text, for the above purposes. Simcredible reserves the right to take action in line with these Terms and Conditions, including removing content, suspending accounts and reporting cases to law enforcement, where such public or private activity in the Forum is, in Simcredible’s opinion, in breach of these Terms and Conditions, unlawful, objectionable or harmful. 8.4. By posting comments on this Blog or Forum, you agree to allow the content to be re-used or quoted by Simcredible without notification. 8.5. Simcredible members under the age of 18 must seek parental or guardian consent prior to contributing to the blog. 8.6. Users sometimes include references to other websites beyond the control of Simcredible. As such Simcredible cannot be held responsible for the content of such websites. We will delete advertising posts as the Blog or Forum is not a means for advertisers to promote their websites or products. Simcredible moderators will decide what is acceptable or not on a case by case basis. 8.6. You shall retain exclusive ownership of all Intellectual Property Rights, as may accrue to you by operation of law, in any posts, material, commentary, ideas that you post on simcredible.co.uk or any other website run by Simcredible (together the "Posts"). 8.7. If your Post or any element of it is accepted or implemented by Simcredible, you hereby agree to grant to Simcredible an irrevocable, non-exclusive, perpetual, royalty free, licence to use, copy, install, maintain, modify, enhance and adapt your Intellectual Property Rights in the Post (this licence shall survive the termination of these Terms and Conditions). Simcredible may also assign its licence to use your Intellectual Property Rights in the Post (or any part thereof) to any third party to which it may outsource the operation of a part of Simcredible's operations or business provided such third party's use, copying, installation, maintenance, modification, enhancement and adaptation is solely for the purpose of providing a service to Simcredible. 8.8. Simcredible shall be the exclusive owner of any Intellectual Property Rights which accrue with respect to any modifications, enhancements and/or adaptations which it makes to the Posts. 9. Device Orders 9.1. This Clause 9 only applies if you have purchased your device from us. 9.2. All devices purchased from us are for personal (non-business) use only and we reserve the right to prevent purchases of multiple devices that we deem to be excessive. 9.3. New members purchasing either a new or ‘like new’ device will be required to purchase a plan as part of their handset order. The plan is non-refundable without the full return of the device in accordance with our change of mind policy. 9.4. Charges for devices will be detailed on simcredible.co.uk. The cost will be payable at the time of purchase and can be made either by a full cash payment or spread the cost with a loan (which may also require an upfront cash payment). Simcredible does not provide loans itself but has created an opportunity for you to apply for a loan with a third party finance provider ("Lender") during the checkout process. (see Clause 10 below for more info about loans). 9.5. Any device that we deliver to you is your responsibility. Once you've received it and paid for it, you own the device. This does not affect your rights to carry out any of the actions set out at clause 9.6 below. 9.6. Any returns or refunds in respect of devices purchased from us are subject to our returns policy. You may return a device to us if you change your mind within 21 calendar days from the date of delivery and claim a full refund. If your device has a fault when it arrives you can return it for replacement or a full refund within 30 days from the date of delivery. 9.7. If you are entitled to a refund, we will start to process it when we get the device back from you as outlined in the Change of Mind Policy. We will refund you any cash payments you have made in connection with the purchase. 9.8. We'll bear the reasonable postage costs of you returning the device to us with original parts, accessories, free gifts and the original packaging, as long as you follow the instructions set out in our Return Policy. We reserve the right not to accept returns or repairs unless this process has been followed correctly. 9.9. If there is a device fault which develops after 30 days of the device having been delivered to you, then you should book a repair as soon as possible. Your repair could be chargeable if your handset warranty is no longer valid. If another fault has been established on your device, you may be entitled to additional remedies, depending on how long you have had the device for. 9.10. Simcredible only sells unlocked devices, but some manufacturers impose particular requirements as to how a device must be activated in order to function properly, and geographical limitations on where a device can be used. Please check your device packaging and/or user guide for more information. 9.11. We can only deliver to a valid UK address and will deliver within 30 days. There are certain circumstances where your order may be delayed: a) orders placed at the weekend or on a bank holiday will require at least one extra working day for delivery (for most postcodes, orders placed on a Saturday or Sunday will normally be delivered on a Tuesday); b) any unforeseen stock shortages. If this happens, we will notify you of any delay; c) certain remote postcodes will require additional time for delivery; and d) if we cannot obtain immediate security clearance for payment of your order. The security of our Members is paramount so these checks are essential to combat fraudulent use of payment and address details. 9.12. No orders for devices shall be accepted if received from outside the United Kingdom. 9.13. Despite our best efforts, occasionally products in our online shop may be incorrectly priced and therefore we cannot confirm the price of a product until your order is accepted. In addition, details may be updated from time to time and are subject to change. If we discover a pricing error, or there is a change in price before dispatch, we will contact you to reconfirm your order at the correct price. If we are unable to contact you within a reasonable time, we may cancel your order and notify you of such cancellation. Unless otherwise stated, prices are inclusive of VAT where applicable. 9.14. You must ensure that prior to placing an order you have checked all relevant details about the products and/or services you have selected. All products and services advertised are subject to availability. 9.15. The information displayed on simcredible.co.uk, including prices, does not constitute an offer to enter into a sale agreement and neither we, nor any third parties that offer services via simcredible.co.uk shall be obliged to accept your orders. If we do, acceptance will be confirmed by email (to the email address supplied by you when the order was placed) and in our dispatching of the Device to you. Where products are sent separately, our acceptance will relate only to those products actually dispatched. 9.16. One-off payment can be made by Mastercard, Visa, or Visa Debit and payment will be taken from you when the order is placed. You confirm that the credit or debit card that is being used is yours. All credit/debit cardholders are subject to validation checks and authorisation by the card issuer. If the issuer of your payment card does not, for any reason, authorise payment to us, we will not be liable for any delay or non-delivery. 9.17. Only Members can purchase handsets from us. 9.18. If you cancel your order during the change of mind period and return your handset in accordance with our return policy, you will also be entitled to a refund on your plan. You will only receive a refund for your plan if your SIM Card has not been activated. You do not need to return your SIM Card to us. You will need to contact an agent independently of returning your handset to receive a refund on your plan. 9.19. You may purchase devices which have been through a recycling programme which we refer to as 'refurbished' devices. These devices have been tested to ensure that they are fit for purpose and of satisfactory quality so that they are ready for use. These devices are not provided in original packaging but come with a data cable and a SIM key. No other accessories or user guides are included. They include a warranty ranging from 12 to 24 months. Your legal rights won’t be affected if you purchase a recycled device. 9.20. If you purchase your phone on a date which is covered within the Simcredible free phone accessories voucher offer, you will receive a free phone accessories voucher. The voucher code will be emailed to you 15 days after the date of the phone purchase and is valid until the date specified in the T&Cs of the offer. 9.21. Nothing in this Clause 9 affects your statutory rights. 10. Simcredible Member lending scheme 10.1. This Clause 10 only applies if you have applied for a loan with a Lender when purchasing a device on simcredible.co.uk. 10.2. In order to take out your loan you will need to enter into a loan agreement with the Lender subject to their terms and conditions. You must contact the Lender if you have any queries or wish to take any action in respect of your loan or information presented about the loans. 10.3. If you apply for a loan, the Lender will perform a credit assessment of the transaction and you. Please check the Lender’s terms and conditions for more information on how they may assess your application. 10.4. If you exercise your right to return your device in accordance with clause 9.6 above, the Lender will refund you any loan payments you have made in connection with the purchase. 11. Internet Access 11.1. If you use your SIM Card in a mobile phone which enables access to the Internet (“Mobile Internet Phone”) the following terms and conditions also apply to you. 11.2. We or our contractual partners may provide links to web sites or resources. We neither accept responsibility for third party web sites or resources nor endorse their content. 11.3. You understand that you, and not us, are entirely responsible for all the visual, textual or other information that you upload, email or otherwise transmit via Internet access, whether publicly posted or privately transmitted. 11.4. Your dealings with, and interest in, promotions, services, or merchants found by using your Mobile Internet Phone on or via the Internet are solely between you and the person with whom you are dealing, unless explicitly stated by us. We will not be responsible for any losses or damages that may arise from any such dealings with third parties. 11.5. Access to secure financial transactions will be dependent on the make and model of your Mobile Internet Phone and the third party supplier of Content. 11.6. Simcredible is a signatory to the Open Internet Code of Practice and as such are committed to being open and transparent about any traffic management policies. Please see our Key Facts Indicator for more information. 12. Limitation of Liability 12.1. Our liability shall not be limited to you in respect of death or personal injury to any person resulting from our own negligence and any other type of liability which we cannot exclude or limit under the laws of England and Wales. 12.2. Subject to Clause 12.1, we have no liability to you: a) other than to exercise the reasonable care and skill of a competent mobile telecommunications provider or retailer; b) if we cannot provide the Service to you because of something beyond our reasonable control; c) for losses that haven’t resulted naturally from our breach or that we couldn’t have foreseen, or loss of profit, loss of business, costs, expenses or any other form of financial loss. Nor shall we be liable to you for any loss of income, business or profits (including loss of revenue) or for any loss of data in connection with your use of the Service; or d) for the deletion, loss or corruption of any Content transmitted or maintained by the Network, unless caused by our negligence. 12.3. Subject to Clause 12.1, our liability to you under the Terms and Conditions will not exceed £3,000. 12.4. We will provide you with compensation that you are entitled to in accordance with your legal rights. 13. Cancellation Rights Your right to cancel 13.1. Subject to Clause 13.2 below, you are entitled to cancel your purchase at any time up to 14 days after placing your order for the Service (the “Cooling-Off Period”), provided that you cancel in accordance with our Cancellation Policy or notify Member Services in writing. This does not affect your statutory rights. 13.2. Please note that by using your activated SIM Card you will be deemed to have accepted these Terms and Conditions. You agree that the Service may start before the end of the Cooling-Off Period. If you have used airtime credit or Plan prior to cancellation you will not be refunded the used airtime credit or such proportion of the Plan that you have used as calculated by us. 13.3 Subject to and in accordance with clause 16, we may be required to make changes to these Terms and Conditions. In the event the changes we make are not to your exclusive benefit, we shall notify you 30 days in advance of the change and your right to cancel. If you do not accept the changes, you may leave Simcredible without incurring any additional costs before the changes come into effect by giving us notice in accordance with the instructions set out in our notification. 13.4 Your right to cancel without incurring any additional costs will not apply if we make any changes to the Charges, Services, or these Terms and Conditions that are exclusively to your benefit or for the following reasons: (a) the change is due to a change in law (including a change required by government or a competent regulatory body) that applies to us and/or the Services or products we provide. This includes any increase in the rate of VAT, the imposition of new tax or the extension of an existing tax that has not been previously applied; (b) the change is purely administrative and has no negative effect on you; or (c) we have a legal or regulatory obligation to pass on cost increases (e.g. where the service charge for calling 084, 087, 09 and 118 numbers increases). Our rights to bar or disconnect your SIM Card 13.5. Your SIM Card will be disconnected unless, at least once every six months, your Account is used to: a) make at least one call, SMS or MMS to another number (not including calls to emergency services or Member Services or 0800 numbers or texts/calls to free rated numbers); b) make at least one connection to the Internet; c) make at least one airtime credit or Plan purchase 13.6. If your SIM Card is disconnected due to inactivity, you will lose any remaining credit or Plan balance on your Account. Simcredible recycles numbers and we will not be able to reconnect once a number is disconnected and recycled. Simcredible may reconnect you if any disconnection was due to our negligence. 14. Mobile phone locking Your mobile phone may be locked to another Network. If this is the case, be aware that unlocking your handset may invalidate your handset's warranty and/or permanently damage the handset or the data stored on it, and does not excuse you from any contractual obligations you may have with the original Network owner. Failure to enter the correct unlocking code may result in your mobile phone becoming permanently blocked. We are not responsible for mobile phones blocked in this way. 15. Promotions From time to time we may invite you to take up offers, additional services or promotions. Those offers, additional services, or promotions may have additional terms and conditions. See promotional terms. 16. Changes to these Terms and Conditions We reserve the right to change our Terms and Conditions from time to time. We will notify you of any changes to these terms by posting them on our website at simcredible.co.uk. We may also notify you by voicemail, text or media message, by means of national advertising campaigns or by email. Your use of the Service following notification of changes to these Terms and Conditions means that you accept such changes. 17. Use and Disclosure of Information 17.1. Your information is treated in accordance with our Privacy Policy. 17.2 You authorise us to use and disclose, in the UK and abroad, information about (i) you, your use of the Service (including, but not limited to, phone numbers and email addresses of calls, texts and other communications made and received by you and the date, duration, time and cost of such communications), (ii) how you conduct your account and (iii) the location of your mobile phone, for the purposes of operating your account and providing you with the Service or as required under law to our associated companies or agents, any telecommunications company, debt collection agency or credit reference agency. You agree that the information may be used by other parties in assessing applications for credit from you and members of your household and for debt tracing, credit management and may be used by us or other parties for crime and fraud detection and prevention. 17.3 If you joined us after 25 May 2018, neither we nor third parties will ever send you marketing information unless you have positively consented to our doing so when you registered with us or under the My profile and settings tab of your Account. 17.4 You can change your marketing contact preferences at any time through the contact preferences section of your Account (which can be found in My profile and settings). If you're not a registered Member yet, and you wish to opt-out of communications from us, send an email to removeme@simcredible.co.uk. Neither we nor third parties will ever send marketing information to Members who are opted out of receiving it. 18. General 18.1. If either of us fails to enforce our rights under the Terms and Conditions, it shall not prevent either of us from taking action later. 18.2. Each sub-clause in these Terms and Conditions operates separately. If any part is found by a court to be unreasonable or inapplicable the other parts will continue to apply. 18.3. These Terms and Conditions are governed by the laws of England and Wales and are subject to the exclusive jurisdiction of the courts of England and Wales. 19. How to Contact Us If you need to contact Simcredible Member Service please visit simcredible.co.uk and click on ‘Contact Us’. If you're unhappy with any part of our service and want to make a complaint please check our complaints code of practice. This includes the latest information on alternative dispute resolution.